You have no idea how much you helped us!! We are so grateful for God sending you into our lives. May your work continue and God's blessings be showered upon you. Can't thank you enough

Helen and Bob

We had the pleasure of hosting Dave Williams of Lighthouse coaching for Personal Finance training here at Hendrickson. Our employees were ecstatic with Mr. William’s professionalism, knowledge and entertaining presentation. The material that was presented was tailored to our needs and exceeded our expectations. Not only was this a great benefit to be able to offer our employees, but the lessons our participants took away will benefit them for years to come.

Bryan Cromwell
HR Manager
Hendrickson Trailer Suspension Systems

Our business, Tegrey Family of Coatings, has had the opportunity to hire Scott Pachan with Lighthouse Coaching for the Workplace Financial Literacy Program. Using the program we had employees attend a weekly meeting. They were taught the how's and why's of financial literacy. How and why to use credit, cash and even investments. Learning how to be better off financially, which in turns helps them become a better employee. We feel the program is a success and have a better employee and workplace for it. We would highly recommend this program for other business as well.

Terry Miller / COO
Tegrey Family of Coatings Inc.

Lighthouse financial training is a great way to start moving in the right direction financially. Starting with the basics of a monthly budget set the groundwork for solid financial planning and debt reduction. I highly recommend this program for anyone who needs or wants to move their financial future to another level.


GAIL HOUGLAN
HR Manager
Allied Machine & Engineering

RiverTree recently hosted Dave Williams to present Lighthouse Coaching’s personal financial program to 30 of our staff team members. It was a diverse group: old, young; full-time, part-time; some with a good handle on their finances, others without even a budget. Dave himself is knowledgeable and passionate about the financial principles he teaches so well. He shares his own successes, failures and lessons learned, all of which are instructive. Without exception, we came away from his sessions not only with a good understanding of budgeting, saving, using credit, eliminating debt, and investing and spending wisely but also with a plan and the confidence that we can put the plan into action.
We plan to engage Dave’s expertise and services to provide basic financial training to additional people at RiverTree as well as to take others to a deeper level. We believe our relationship with Lighthouse Coaching and with Dave Williams will bring benefits to the RiverTree community and individuals many times over.

Gary Dolan
Executive Pastor, RiverTree

Lighthouse Coaching was a wonderful resource as I was looking for another job. They not only helped guide me through the searching process, but helped direct me towards job opportunities that were very interesting to me. It was through these one-on-one coaching sessions and the 48 Days series that helped the whole package come together. They included positive techniques to help you stand apart from others, but also reiterated the value and importance of networking. Being involved and making connections throughout the community can open more doors for job opportunities. I am very appreciative for the opportunity I had to meet with the Lighthouse Coaching staff and thankful that I found a job that I love in my desired profession. Thank you!
-Dayna

NEW BUSINESS PLAN SAVED ME THOUSANDS!

My biggest surprise was how quickly I could pay off my mortgages! I'm a real estate investor and I wanted Dave to look at my business finances to see if there was something I was missing. There was! Dave showed me a plan to save hundreds of thousands of dollars in interest and have all of my properties paid off in just 10 years! I was prepared to be making payments for the next 27 years, talk about a stress reliever!

My wife and I are fairly financially savey, We have no credit card debt, no second mortgage, and no car payments. We went to Dave and where very surprised how thorough he was and how helpful his ideas where. I earnestly suggest that my friends and family meet with Dave and just hear what he has to say. It's not the same old tired ideas, they are innovative, practical and bibicially based.

Trust me, Take a few hours and a few bucks and meet with Dave!
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TESTIMONY OF HOPE RESTORED

After the loss of a family member, my spouse and I went into a season of wreckless spending. We aquired around $32,000 of loans and credit card debt. We were going into the red about $4-$500 a month buying whatever the impulse was at the time. The ironic thing was that I used to be a financial budget counselor and knew these bad habits would catch up to us sooner than later. Grief makes you do things you wouldn't usually do. While we have maintained a good credit score and current on all of our bills, we have relied on the overdraft to make up the difference.

After running out of closets to hide our debt, we decided to seek help. Dave Williams of Lighthouse has been just that to us, a lighthouse. His mentoring and financial advice is moving us in the right direction to be consumer-credit debt free in about 2 years. He has given us the encouragement and the plan we needed to accomplish this goal. I would highly reccommend Lighthouse to anybody who wants to be free from the prison of debt.
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Even though I wasn't pursuing another job at the time, going the 48 Days series made me realize that there are other opportunities out there that would better suite my personality. I was able to learn more about myself and find job opportunities that were more in line with my interests. Thanks to the help of the Lighthouse Coaching staff and resources, it helped lead the way to getting a management job to better suite my interests AND career goals.
-Brad

I would recommend ANYONE to Dave Williams for financial coaching, and especially those who are going through divorce. Not only was Dave’s approach very “grounding” for me to have someone walk me through and analyze what I had to work with and how to manage it, but his heart for those in pain is very large. His principles are sound, his personality winsome, his passion to empower others unmatched. It’s been 6 months since my divorce. I’m doing well on my cash system. I don’t go out much….don’t buy new clothes….but God did allow me to buy a new home and I’m at peace knowing I’m applying the solid guidance for giving, gaining and growing that Dave passed on to me and lives himself. Thanks, Dave…and may many more be blessed by your good work.

Linda
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FPU RESULTS

I had heard a lot about Dave Ramsey and Financial Peace University and finally decided it was time to attend a class to see what I could learn. I fit into the category of doing okay, but could be doing better. In a few short weeks, I learned so much about financial areas like investments, insurance, budgeting, consumer debt and more. Had I attended this class several years ago when I first heard about Dave Ramsey, I would have avoided several costly mistakes. Someone asked me what I thought about the cost of the class, because there is a small price for the materials. My reply to that question is the cost of not attending the class sooner was thousands of dollars lost.

During the course of the class several things occured that were unexpected such as a refund for a big purchase and unexpected income. I was able to apply the extra funds to consumer debt and pay some debts down faster than expected. I believe that diligent efforts to get out of debt are met by a God who helps to shoulder the burden that you are under. Each person's financial picture will look different, but it's the same God that meets us where we are at and walks with us through the tough times.

If you would like financial coaching or would like to attend Financial Peace University don't put it off and take the chance of making costly mistakes. Contact Dave Williams for financial coaching or to find when the next Financial Peace University class will begin.
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